RBI Approves Record Rs 2,86,588.46 Crore Dividend to Government

The Reserve Bank of India held its 623rd Central Board meeting in Mumbai under Governor Sanjay Malhotra. The Board reviewed global and domestic economic conditions and discussed the RBI’s annual accounts for FY 2025-26.

RBI’s gross income rose 26.42% year-on-year in FY 2025-26. Expenditure before risk provisions increased 27.60% compared with the previous financial year.

Net income before risk provisions and transfer to statutory funds stood at Rs 3,95,972.10 crore in FY 2025-26, up from Rs 3,13,455.77 crore in FY 2024-25.

The RBI’s balance sheet expanded 20.61% to Rs 91,97,121.08 crore as of March 31, 2026, reflecting growth in the central bank’s overall assets and operations.

Under the revised Economic Capital Framework, the Contingent Risk Buffer (CRB) can be maintained between 4.5% and 7.5% of the balance sheet. Considering current economic conditions and financial performance, the Board approved a transfer of Rs 1,09,379.64 crore to the CRB for FY 2025-26, compared with Rs 44,861.70 crore in the previous year.

The Central Board decided to maintain the CRB at 6.5% of the RBI balance sheet and approved the transfer of a surplus of Rs 2,86,588.46 crore to the Central Government for FY 2025-26.